Property Insurance
Burglary Insurance
Are you worried about the safety of your house, offices, shops/malls, warehouses, church/mosque. and the security of the valuable items in your house when you are holidaying with your family or visiting your relatives in another town or city with your family? Relax, we’ve got you covered!
Our burglary policy plan offers compensation for the loss or damage caused to you and valuable items such as jewelry, cash, stock of goods, furniture due unlawful, forcible and/or violent entry into or exit from insured premises. to house breaking or burglary. Benefit: Financial compensation is payable to the insured on the event of forceful or violent theft at homes, offices, shops/malls, warehouses, church/mosque.
Industrial All Risk
It is all risk policy covering a wider range of perils such as fire and allied perils, burglary, accidental damage, breakdown as well as business interruptions.
Fire & Allied Perils covers loss or damage arising from fire, explosion or otherwise. This policy can also be extended to cover perils such as flood, storms, burst pipes, vehicle impact, earthquake, explosion, riot, strike.
This policy ensures that your company is well insured against loss or damage to property as a result of fire out break, lightning or explosion. It covers buildings, contents, stock-in-trade, plant and machinery, loss or rent.
Items insured are buildings, office furniture, electrical equipment and electronics, plants and machineries, raw materials and finished goods, loss of annual rent for alternative accommodation.
This insurance is the widest form of cover especially for property. It covers all risks of theft, loss or accidental damage to property insured.
This policy ensures that your company is well insured against loss or damage to property as a result of fire out break, lightning or explosion. It covers buildings, contents, stock-in-trade, plant and machinery, loss or rent.
Items insured are buildings, office furniture, electrical equipment and electronics, plants and machineries, raw materials and finished goods, loss of annual rent for alternative accommodation.
Motor Insurance
Motor Insurance Policy is designed to protect the insured from loss of or damage to his vehicle, damage to third-party property including bodily injury and death to third parties. Our Company can help you get the best insurance cover on a wide range of automobile for various categories of uses. These include: private cars, commercial vehicles (taxis, buses and hire cars), commercial vehicles, motorcycles, motor trade vehicles. This policy includes:
Third Party Motor Insurance Policy: This is the minimum insurance that owners of motor vehicles plying Nigerian roads are required to have. The policy covers liability against damage to third party property to the tune of One Million Naira (N1m) and for death or bodily injury to a third party arising from the use of the vehicle.
Comprehensive Motor Insurance Policy: The Comprehensive Motor Insurance Policy covers the loss or damage to insured vehicles as a result of fire, theft, vandalism, accidental damage or collision. Coverage also includes Legal Liability for death, bodily injury or damage to the property of third parties arising out of the use of insured vehicles.
Fire & Special Peril
Fire and special perils policy is an insurance policy that safeguards the insured against unforeseen contingency caused by accidental fire, lightning, explosion/implosion, destruction or damage caused by aerial devices, man made perils in the form of riots, strike etc, natural calamities like storm or flood.
Fire & special perils cover indemnifies you against material damage caused by fire, lightning or the explosion of equipment or devices. This policy can also be extended under the special perils policy to cover the special or allied perils of explosion, flood, bursting, leaking or over-flowing of water pipes, apparatus and water tanks, storm or tempest damage, earthquake, tornado, impact damage, aircraft damage, bush fires, riots and strikes as well as malicious damage. Assets that can be insured include Buildings, Plant & Machinery, Computer Equipment, Furniture, Fixtures and Fittings, Stock, and other goods in your care or custody.
Goods In Transit (GIT)
Goods in Transit Insurance has been developed to protect both the sellers and buyers against financial loss should something happen to the goods while they’re being transported. Hence, you can be rest assured that your goods are covered whether you are sending or receiving them.
You’ll be covered against hazards such as:
– Collision
– Fire
– Explosions
– Natural disasters
– Malicious damage
– Hijacking
– Accidental damage to goods while loading and offloading