Life & Personal Insurance
Life & Health Plan
Life Insurance
Life insurance is the cornerstone of financial plans. Life insurance plans vary and are largely dependent on the requirements of the insured. Life insurance policies typically pay out a sum of money either on the death of the insured person or after a set period.
Health Insurance
Health Insurance pays for medical and surgical expenses that are incurred by the insured. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
Savings & Investment
Savings Plan
Savings Plan was designed with you in mind; to protect you and to meet your savings need. It is structured to provide a lump sum benefit in the event of the policy holder dying, contracting a covered critical illness or sustaining a disability owing to an accident, during the policy term.
DETAILS:
-Minimum monthly contribution of N10,000.
-Accumulation of interest on contributions.
-The minimum policy term is 3 years.
-Minimum entry age is 18 years, maximum age at entry is such that the policy ceases at age 65 for Life and Accidental Permanent Total Disability cover and age 60 for cover including critical illness.
Smart Cash
Saving for your short term goals just got easier with our Smart Cash Plan.
The Smart Cash Plan is a one year (renewable) savings plan specially designed for persons who want to save towards a short term goal and also want financial protection for their loved one(s) in the event of death occurs that is caused by natural causes, accident or COVID-19.
At the end of the policy term (i.e. the one year duration), the accumulated amount in the policyholder’s savings account is automatically paid into the bank account provided at inception of the policy. Smart Cash Plan is all the more special because unlike most of the other savings plans has a one year policy term that can be renewed based on customer’s preference. This makes it perfect for your short term goals.
Education Savings Plan
Education is the best legacy to give your child. With our Education Savings Plan, you can give your child the best legacy without stress. That’s what smart people do!
Education Savings Plan is designed to assist you in panning and saving for your child’s school fees without hassles. That ease and comfort is what you get with our Education Savings Plan which is dedicated to help you save up for your children’s school fees.
Unlike the bank savings, in the event that the policy holder passes away, or has a critical illness or sustains an injury owing to an accident within the policy term, there is a free life insurance cover that is payable to policyholder’s or beneficiary in the event of death. Protect and secure your child’s future with our Education Savings Plan.
Investment Plan
The Investment Plan is the wise way to grow your wealth. It is specially designed to help you grow a lump sum over a specified period of time. It offers attractive returns and comes with a free life insurance cover to ensure that you can still create wealth for your loved ones even in the event of an unfortunate event.
DETAILS
-The minimum contribution at the start of this plan is ₦500,000.
-The interest rate on the invested lump sum will be confirmed at the beginning of the policy and this will apply throughout the tenor of the policy
-The minimum policy term of this plan is 1 year and the maximum is 20 years.
-The minimum entry age is 18 years, maximum age at entry is such that the policy ceases at age 65 for Life
Annuities & Pension
Life begins after retirement. Live life to the fullest like you never retired with our annuity plan. With this plan, our goal is to provide you with a steady form of income, you get a tax-free salary for life.
Annuity can be purchased with either a lump sum or a series of payments which could proceed from your retirement savings account or other sources of income. Annuity purchased with a Retirement Savings Account must have a minimum of 10 years guarantee period. However, for premium from other sources, the guarantee period may vary from 0 years to 20 years.
Home Insurance
Home means happy, comfortable and safe. We help you keep it that way by giving you the best cover for your home and household items. This plan covers you, your home and household items against risks like fire, flood, burglary, lightening, thunder and explosion.
This policy covers building, household items, and funeral in case of death caused by any of the insured risks.
Safe Haven Plan
This is our premium, all-round household insurance product. For constant safe-guarding without fear and worries imposed by threats.
A comprehensive insurance product that protects you against the risk of loss or damage to your house or home properties plus an additional cover against the risk of bodily harm, injury or death.
This plan also provides a legal occupier cover in case of a rented apartment. So, whether you’re a landlord or a tenant, it’s the ideal household cover!
Travel
Business trips and vacations should be made without having to worry about risks associated with travelling. Whether it’s a business trip to France or a vacation to Hawaii, we’ll be right there with you protecting you against the risk of cancelled flights, luggage loss, unplanned illness or accident.